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The experts in the Division of Pulmonary, Critical Care, and Sleep Medicine offer specialized services for lung diseases, sleep disorders, and critical illnesses
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Notwithstanding paragraphs (d)(1) and (d)(2) of this section, if the creation or modification of an employment or coverage classification is directed at individual participants or beneficiaries based on any health factor of the participants or beneficiaries, the classification is not permitted under this paragraph (d), unless it is permitted under paragraph (g) of this section (permitting favorable treatment of individuals with adverse health factors)

Per their website, "Any guest who smokes inside staterooms or on verandahs in violation of our policy will be charged a US$250 cleaning fee per day of violation and will risk being removed from the ship for repeated violations." MSC Cruises MSC's website states the following in regard to their smoking policy onboard their ships: "In line with global standards, smoking areas on board are fewer than non-smoking areas and are indicated by signage and ashtrays." "Smoking (including e-cigarettes) is not permitted in cabins, on cabin balconies, and anywhere not expressly indicated by signage and ashtrays." Should you be found smoking in a non-designated area, MSC has the right to charge a fee to your onboard account